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We have all seen various ads, billboards, and commercials promoting different varieties of insurance. But why is insurance that important? Insurance is designed to provide for different types of allegations depending of the type of plan that has been bought. Insurance can be an effective resource in protecting our cars, houses, possessions, and physical health; despite its relentlessly high rate. Some types of policies are required by law, while others can be payed for in addition. A helpful insurance agent can go over your best options regarding prices and coverage. farmers insurance 48895